A part- or full-time student is defined as an unmarried dependent of a subscriber who is currently enrolled in a part- or full-time, post-secondary, accredited academic program of study in a college, university, or other post-secondary educational institution offering curricula in excess of six months per year.
Your unmarried child is eligible for coverage until December 31 of the year in which he or she reaches the maximum dependent age indicated in the Subscriber Agreement. If your child is above the maximum dependent age, he or she may be eligible for coverage as a full-time or part-time student. Dependent students attending qualified schools and programs are eligible for coverage until December 31 of the year in which they reach the maximum student age indicated in the Subscriber Agreement.
You need to certify your child as a full-time student when he or she reaches the maximum dependent age indicated in the Subscriber Agreement and is enrolled as a full-time high school student, or in a full-time post-secondary accredited academic program of study.
To certify your child as a full-time student, please complete the student certification form that we will send to you several months before your child reaches the maximum dependent age indicated in the Subscriber Agreement.
Students must be recertified annually to continue coverage.
The student certification forms are sent during August and September in the year in which the child turns 19 years old.
A duplicate student recertification form may be obtained by calling the Customer Service Department at the telephone number indicated on the back of your member ID card.
A window envelope is provided with the student certification letter along with instructions.
If you do not recertify your child or if your child is no longer a part- or full-time student, his or her coverage under your policy will terminate on January 1 of the following year.
BCBSRI will send a conversion letter to the address listed on your policy. The conversion letter will offer your child membership in a BCBSRI individual policy, or you may contact your employer to request information regarding your child’s eligibility for an extension of benefits under COBRA.
Once the student certification form is received by BCBSRI and the information is updated in the our system, a confirmation letter will be mailed to the address indicated on your policy.