Qualified Health Plan

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Under the Affordable Care Act, starting in 2014, an insurance plan that is certified by the health insurance marketplace provides essential health benefits, follows established limits on cost-sharing (like deductibles, copayments, and out-of-pocket maximum amounts), and meets other requirements. A qualified health plan will have a certification by each health insurance marketplace in which it is sold. (The health insurance marketplace in Rhode Island is HealthSource RI.)

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