I don't have health insurance. When can I purchase coverage?

You can purchase coverage during open enrollment. In 2014, open enrollment is from October 1, 2013 to March 31, 2014.

The start date of your coverage is based on the date you submit your application. If we receive your application by the 15th of the month, your coverage will be effective the first of the next month. Applications received after the 15th will be effective the following month. For example:

  • For applications received from December 1 to December 15, coverage is effective January 1.
  • For applications received from December 16 to December 31, coverage is effective February 1.

If open enrollment has ended and you lose your coverage or your situation changes, you may be eligible to enroll in a plan. Please contact us for details.

Please note: Starting in 2015, open enrollment will take place from October 15 to December 7 of each year, for an effective date of January 1.

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