I know I need to notify my employees about HealthSource RI, the state’s health insurance marketplace (exchange), but what do I need to give them?

Employers are required to give employees a one-time notice explaining coverage options available through HealthSource RI. You must provide a notice by October 1, 2013 to all part-time and full-time employees, even employees not currently enrolled in your plan. In 2014, you must also provide this notice to all new employees within 14 days of their start date.

You can use the model notices created by the Department of Labor. There is one model for employers who offer a health plan to some or all employees (also available in Spanish) and another model for employers who do not offer a health plan (also available in Spanish). 

You aren’t required to use the model notice. If you create your own notice, it must include:

  • What the Health Insurance Marketplace is
  • Contact information and description of the services provided by the Health Insurance Marketplace
  • That the employee may be eligible for a premium tax credit under section 36B of the Internal Revenue Code if the employee purchases a qualified health plan through the Health Insurance Marketplace
  • A statement informing the employee that if he or she purchases a qualified health plan through the Health Insurance Marketplace, he or she may lose the employer contribution (if any) to any health benefits plan offered by the employer, and that all or a portion of such contribution may be excluded from income for federal income tax purposes. 

For more information, please read this fact sheet.

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