BlueCHiP Direct


This is the lowest cost plan that Blue Cross offers in the silver tier. Your primary care physician directs most of your care and referrals to other doctors. This plan covers, office visits, and most generic drugs before the deductible, and uses our local RI network, which includes all Rhode Island hospitals.

  • Full coverage for many preventive services, like an annual physical
  • Free dental exam, cleaning and annual exam for members under 19
  • Earn up to $250 (both subscriber and spouse) in wellness rewards and receive a 20% discount on thousands of CVS branded health items
  • $0 copayments for programs on quitting smoking, weight loss, and managing conditions like diabetes
  • This plan uses our RI network, which includes all Rhode Island hospitals, 1,620 primary care doctors, and 5,975 specialty doctors

Monthly premium

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BlueCHiP Direct 4800/9600

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Medical & Hospital Benefits


In-Network You Pay

Medical Coverage

Preventive Services


Primary Care Provider (PCP) Office Visit when affiliated with a Patient Centered Medical Home (PCMH)


PCP not affiliated with a PCMH




Retail Clinic


Specialist Visit


Urgent Care Center


Emergency Room

10% after deductible

Diagnostic Laboratory Tests

10% after deductible


10% after deductible

High End Radiology (i.e., MRI, PET, and CAT scans etc.)

10% after deductible

Inpatient Hospital

10% after deductible

Pediatric Vision Eyeware (Dependents under 19)

Collection prescription glasses, lenses, and collection contact lenses

10% after deductible

Pediatric Dental (Dependent under 19)

Oral exams, cleanings, x-rays, fluoride treatments, sealants and space maintainers


All other covered dental services 

50% after deductible

Prescription Drug Benefits


In-Network You Pay

Tier 1 (Preferred Generic)


Tier 2 (Non-preferred Generic)


Tier 3 (Preferred Brand)

$50 after deductible

Tier 4 (Non-Preferred Brand)

$75 after deductible

Tier 5 (Specialty)

$100 after deductible

Monthly premium is an estimate based on the information you provided, and is not guaranteed. Your monthly premium is subject to change based on the benefits you select, the information you submit in your application, and other relevant factors.

This information is only a summary of benefits provided by the plan. It is not a contract. Other exceptions, reductions and limitations may also apply to your benefits. For details about coverage, please see the subscriber agreement for the plan or contact our Customer Service.

You want the right plan. We can help you choose.

Call (401) 459-5550 or just come by:
Warwick location
Cowesett Corners
300 Quaker Lane
East Providence location
East Providence
Highland Commons
71 Highland Avenue
Lincoln location
Lincoln Mall Shopping Center
622 George Washington
Visit Your Blue Store
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