The amount you pay each year before your health plan starts to pay. For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered healthcare services subject to the deductible. The deductible may not apply to all services.
Health Insurance Terms Surveys show that our members don't always understand the basics of their health plan. That's why we've created a new educational video, Healthcare 101, which provides easy-to-understand explanations of key insurance terms like deductible, coinsurance, and out-of-pocket maximum.
Healthcare Basics Understanding how healthcare insurance works can help your employees better understand their coverage and get more from their benefits.