2021 Feature Plans PPO vs. POS

The 2021 BlueCHiP for Medicare Value plan is better than ever, and the HealthMate for Medicare PPO plan provides a national network with no referrals.

Transcript

Hi, I’m Mike Foster from Blue Cross & Blue Shield of Rhode Island and I’d like to talk to you about our 2021 feature plans, our BlueCHiP for Medicare Value (HMO-POS) plan and our HealthMate for Medicare (PPO) plan. 

This year, we are bringing back our BlueCHiP for Medicare Value plan and it’s better than ever!

It’s a great deal if cost is important to you and you receive most of your care in Rhode Island because it has a $0 premium, $0 PCMH primary care visits, $0 labs & X-rays, $0 prescription drug deductible, $0 generic prescription drugs, and $0 rides. 

If you frequently receive care outside of Rhode Island, you may want to consider the HealthMate for Medicare (PPO) plan. 

You get even more freedom to choose the doctors and pharmacists you want to see, combined with the peace of mind that comes with national coverage. 

You get a $4,000 combined out-of-pocket maximum, gap coverage for Tier 1 & 2 prescription drugs, flat dollar copays for most in- and out-of-network benefits, and a $2,000 dental benefit that includes crowns. And since it has a national network, referrals are not required.

As you can see, our HealthMate for Medicare (PPO) plan provides you with the flexibility of a Medicare Supplement plan without all the costs. 

With both plans, you get great benefits like a free fitness tracker, a $200 wellness reimbursement, an acupuncture benefit, and a new $50 Caregiver reimbursement.

Not to mention, favorites like our over-the-counter and gym benefits that have both been enhanced this year. 

I hope you’ve enjoyed learning about our feature plans!

We understand you still may have questions. 

We’re happy to help!


Categories: Plans

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