When can you enroll?

You may enroll during the Annual Enrollment period from October 15 to December 7 for coverage starting in January. Otherwise, you can enroll in a BlueCHiP for Medicare or Plan 65 plan during the first six months of when you become eligible for Medicare or when Medicare becomes your primary coverage.

Valid Election Periods for BlueCHiP for Medicare

You must make a valid request to enroll in a Medicare Advantage plan, such as BlueCHiP for Medicare, during an “election period.” Here is information about some of the most common election periods:

  • Annual Election Period (AEP)
    Every year between October 15 and December 7, you can enroll or change their plans for January.
  • Initial Coverage Election Period (ICEP)/Initial Enrollment Period for Part D (IEP for Part D)
    Newly eligible individuals can make their first choice to join a Medicare Advantage or Medicare Advantage-Prescription Drug plan.
  • Special Election Period (SEP)
    This is a set time when BlueCHiP for Medicare members can change their health or drug plans, or return to Original Medicare. In some situations, you may be eligible to make changes during a SEP. For example:

    - If you move outside the service area
    - If you are getting “Extra Help” with your prescription drug costs
    - If you move into a nursing home
    - If we violate our contract with you

Qualifying Events for Plan 65
You may enroll in Plan 65 A from October 15 to December 7 for coverage starting in January. Otherwise, the following is a list of “qualifying events” that allow you to enroll in a different Plan 65 option (certain exclusions may apply):

  • You have been enrolled for less than 12 months in a Medicare Advantage plan you selected during your Initial Election Period (when you first became eligible for Medicare).
  • You switched from Plan 65 to BlueCHiP for Medicare for the first time less than 12 months ago, and now you want to switch back to Plan 65.
  • You suspended your Plan 65 benefits and obtained coverage under Medicaid less than 24 months ago, and now you are no longer eligible for Medicaid.
  • You are moving to Rhode Island from another state.
  • Your current coverage is being canceled by your insurance company through no fault of your own.

Last updated: 01/01/2018

Blue Cross & Blue Shield of Rhode Island is an HMO plan with a Medicare contract. Enrollment in Blue Cross & Blue Shield of Rhode Island depends on contract renewal.