You’re just a few easy answers away from a quote.

I would like coverage for .
I am We are interested in plans.
I We want to .
I would We would like my coverage to start like our coverage to start .
Want to know if you qualify for tax credits?
My household income is per year and there is/are person/people in my household.

Based on your responses, it appears you don’t qualify for a tax subsidy.

Based on your responses, it appears you may qualify for a tax subsidy.

Assistance is available if you need help with the calculator.

Answer a few questions and we'll make a few recommendations. Your answers won’t change the costs of the plans we show you.

It’s OK to change your mind. Adjust your answers and see if other plans would work better for you.

I would be willing to choose from a smaller selection of doctors and hospitals if it lowered my total healthcare costs

This helps us determine your preference for a plan with the flexibility to choose from a wider selection of doctors and hospitals or a plan with reduced costs and a smaller selection of doctors who will coordinate your care.

I need to see doctors outside of Rhode Island in non-emergency situations

Some plans do not offer coverage outside of Rhode Island except in emergencies. If you’re already seeing providers outside of the state or if you regularly travel, you may prefer to have a plan that provides coverage for these services.

I (or someone in my family) am currently taking more than three prescription medicines

This helps us determine what level of prescription coverage you might need. Our plans offer various levels of copays and deductibles.

I (or someone in my family) have an ongoing medical condition that I am currently managing

Managing ongoing, chronic conditions, for example diabetes, COPD, or some cancers, takes a great deal of effort on your part. You want a health plan designed to cover these conditions. So you worry less about what costs are covered, and you can focus more on your health.

I would be willing to pay more each month if it meant I paid less on average over the course of a year when I receive medical care

This helps us decide whether you would be comfortable with a plan that charges more each month in premiums in exchange for generally lower out-of-pocket costs when you receive services.

What are "out-of-pocket" costs?
Out-of-pocket costs are those medical expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. They do not include monthly premiums.

I am willing to pay more of my medical bills out of my own pocket when I receive care if it means I could pay lower monthly premiums

This helps us determine whether you would be comfortable accepting more risk in exchange for lower premiums.

What is a health savings account?
A health savings account (HSA) is a financial account that allows you to save money for qualified medical expenses. You can pay your medical bills with your HSA debit card, checks, or directly online. Contributing to your HSA could have tax advantages for you.