(401) 459-5550, or 1-855-690-2583 (my0blue)

Monday - Friday, from 8:00 a.m. - 5:00 p.m.

2018 BlueCHiP Direct Advance 2300/4600

This is the lowest cost plan that Blue Cross offers in the gold tier. Your primary care physician directs most of your care and referrals to other doctors. This plan covers office visits and generic drugs before the deductible. You have access to a tailored network of high-quality doctors, hospitals, and labs in Rhode Island.

  • Full coverage for many preventive services, like an annual physical
  • Free dental exam, cleaning and annual exam for members under 19
  • Earn up to $250 (both subscriber and spouse) in wellness rewards and receive a 20% discount on thousands of CVS branded health items
  • $0 copayments for programs on quitting smoking, weight loss, and managing conditions like diabetes
  • This plan uses a tailored, RI network, which includes all Lifespan hospitals, over 200 primary care providers, and over 1700 specialty doctors.
    Major RI hospitals:
    • Rhode Island Hospital
    • Hasbro Children's Hospital
    • The Miriam Hospital
    • Newport Hospital
    • Bradley Hospital







Out-of-Pocket Limits






What is covered?

In-Network You Pay

Medical and Hospital Benefits

Medical Coverage

Preventive Services


Primary Care Provider (PCP) Office Visit when affiliated with a Patient Centered Medical Home (PCMH)


PCP not affiliated with a PCMH




Retail Clinic


Specialist Visit


Urgent Care Center


Emergency Room

10% after deductible

Diagnostic Laboratory Tests

10% after deductible


10% after deductible

High End Radiology (i.e., MRI, PET, and CAT scans etc.)

10% after deductible

Inpatient Hospital

10% after deductible

Pediatric Vision Eyeware (Dependents under 19)

Collection prescription glasses, lenses, and collection contact lenses

10% after deductible

Pediatric Dental (Dependent under 19)

Oral exams, cleanings, x-rays, fluoride treatments, sealants and space maintainers


All other covered dental services

50% after deductible

Prescription Drug Benefits

Tier 1 (Preferred Generic)


Tier 2 (Non-preferred Generic)


Tier 3 (Preferred Brand)

$50 after deductible

Tier 4 (Non-Preferred Brand)

$75 after deductible

Tier 5 (Specialty)

$125 after deductible