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Broker's Guide

BCBSRI Underwriting Guidelines Dental

1. Participation Requirements (enrolled employees):

Group Size   Participation Requirements
3 – 9   100% individual & family
10 – 50   75% overall (individual & family combined)
51+   75% overall (individual & family combined)

A minimum of three (3) enrollees is required for dental coverage.These participation requirements must be met, with the exception of legitimate waivers. In these circumstances, waiver cards must be completed, however, a minimum of three (3) enrollees is still required for dental coverage.

2. Minimum Employer Contribution:


Group Size   Participation Requirements
3 – 9   Equal to individual premium
10 – 50   Equal to individual premium
51+   50% individual & 35% family

3. Plan Design:


Group Size   Plans Offered
Please refer to the Dental Plan Comparison Chart .

*The Essential Dental plan cannot be offered as a stand-alone product. It must be offered as a rider to a health product.

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