Use your benefits

Your 2023 benefits

Select your plan to see your benefits. Your plan name appears in the bottom-left of your BCBSRI member ID card.

BlueRI for Duals (HMO D-SNP) members can see plan benefits here

BlueCHiP for Medicare Value (HMO-POS)

With our traditional BlueCHiP for Medicare network, your plan provides comprehensive benefits, network flexibility, and many extras, like an annual wellness reimbursement, caregiver reimbursement, and $15/visit acupuncture copay.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$100 annual wellness reimbursement

Help cover the cost of your favorite healthy activities, like exercise classes, weight-loss programs, sports lessons, and in-home fitness equipment.

Download the reimbursement form

Download the reimbursement form

Download the reimbursement form

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $60/quarter
  • Dental, hearing, vision: $200/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$20 monthly insulin copay

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

$50 caregiver reimbursement

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.4 Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

Do you qualify for Extra Help/Medicaid?

If you select an Oak Street Health provider, you will be eligible for the ACCESS Program. This provides unparalleled access to care in the Ocean State—all while fitting your unique needs and budget.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3The Insulin Savings Program is not available to members who qualify for a low-income subsidy (LIS).

4Hearing benefit is administered through NationsHearing.

HealthMate for Medicare (PPO)

Your plan offers the freedom to choose the providers and pharmacists you see. The flexibility of having your health insurance travel with you when you travel nationwide. The most comprehensive benefits with your health in mind.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$150 annual wellness reimbursement

Help cover the cost of your favorite healthy activities, like exercise classes, weight-loss programs, sports lessons, and in-home fitness equipment.

Download the reimbursement form

Download the reimbursement form

Download the reimbursement form

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $75/quarter
  • Dental, hearing, vision: $300/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$20 monthly insulin copay

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

$50 caregiver reimbursement

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.4 Visit our hearing benefits partner.

$2,000 dental benefit

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3The Insulin Savings Program is not available to members who qualify for a low-income subsidy (LIS).

4Hearing benefit is administered through NationsHearing.

BlueCHiP for Medicare Extra (HMO-POS)

Your plan accommodates your busy, active lifestyle, offering flexible coverage even outside of our network, plus many advantages like a fitness benefit, low PCP copays, and a low out-of-pocket maximum.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$100 annual wellness reimbursement

Help cover the cost of your favorite healthy activities, like exercise classes, weight-loss programs, sports lessons, and in-home fitness equipment.

Download the reimbursement form

Download the reimbursement form

Download the reimbursement form

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $75/quarter
  • Dental, hearing, vision: $200/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Tier 1 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Tier 1 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$20 monthly insulin copay

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

$50 caregiver reimbursement

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.4 Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3The Insulin Savings Program is not available to members who qualify for a low-income subsidy (LIS).

4Hearing benefit is administered through NationsHearing.

BlueCHiP for Medicare Standard with Drugs (HMO)

One of our original BlueCHiP for Medicare plans that offers comprehensive coverage and many extras, like a fitness benefit and a vision hardware allowance, all for a low monthly premium.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $90/quarter
  • Dental, hearing, vision: $200/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$20 monthly insulin copay

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.4 Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3The Insulin Savings Program is not available to members who qualify for a low-income subsidy (LIS).

4Hearing benefit is administered through NationsHearing.

BlueCHiP for Medicare Plus (HMO)

Offering low out-of-pocket costs with additional medical benefits like vision hardware and wig allowances, this plan provides comprehensive coverage to meet many needs.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $100/quarter
  • Dental, hearing, vision: $200/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$3 Tier 1 and $6 Tier 2 prescription copays at preferred pharmacies

See which tier your medications are in and then find a preferred pharmacy near you.

See which tier your medications are in and then find a preferred pharmacy near you.

$20 monthly insulin copay

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.4 Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3The Insulin Savings Program is not available to members who qualify for a low-income subsidy (LIS).

4Hearing benefit is administered through NationsHearing.

BlueCHiP for Medicare Preferred (HMO-POS)

This plan offers one of our widest ranges of medical benefits, copays, coinsurance, and out-of-pocket maximum, plus out-of-network coverage.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $100/quarter
  • Dental, hearing, vision: $200/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$3 Tier 1 and $6 Tier 2 prescription copays at preferred pharmacies

See which tier your medications are in and then find a preferred pharmacy near you.

See which tier your medications are in and then find a preferred pharmacy near you.

$20 monthly insulin copay

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays remain consistent through the coverage gap. Available on all insulins within our formulary.3 View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.4 Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3The Insulin Savings Program is not available to members who qualify for a low-income subsidy (LIS).

4Hearing benefit is administered through NationsHearing.

BlueCHiP for Medicare Core (HMO)

With a $0 monthly premium, this is a sensible option for those who want a comprehensive plan without prescription drug coverage and low predictable out-of-pocket costs.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

NEW Flexible Benefit Card

Pay for over-the-counter (OTC) and other benefits with one card:

  • OTC: $75/quarter
  • Dental, hearing, vision: $200/year
Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Call Kaizen Health at 1-833-972-2774.1
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.2
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call BCBSRI care managers at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of freshly made meals after a stay in hospital or a skilled nursing facility. Call Millonzi Fine Catering at (401) 615-7891 with questions.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries.3 Visit our hearing benefits partner.

Dementia care coordination program

Call us at (401) 459-CARE for more information about this program administered in partnership with the Alzheimer’s Association.

Free classes at Your Blue StoreSM

Join our popular fitness classes like Balance, Core & More, Muscle Tone, Yoga, and Zumba. Find your class.

1Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.

2Doctors Online is a telemedicine service provided by American Well®, an independent company that administers Doctors Online on behalf of BCBSRI.

3Hearing benefit is administered through NationsHearing.

Contact us

We can help

You don’t have to be an expert in this stuff. We’re here to help you when you need it—even on weekends. Just call, click, or come by.

You’re considering BCBSRI for Medicare–that’s great

Here’s where we can help.

Call us

Contact the Medicare Sales team at 1-800-505-2583 (TTY: 711). Hours: Monday through Friday, 8:00 a.m. to 8:00 p.m. (Open seven days a week, 8:00 a.m. to 8:00 p.m., October 1 – March 31.) You can use our automated answering system outside of these hours.

Come by

Get answers in person at Your Blue Store

Find a store near you

You’re already a BCBSRI Medicare member – lucky you

Here’s where we can help.

Call us

Call the Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711). Hours: Monday through Friday, 8:00 a.m. to 8:00 p.m.; Saturday, 8:00 a.m. to noon. (Open seven days a week, 8:00 a.m. to 8:00 p.m., October 1 - March 31.) You can use our automated answering system outside of these hours.

Come by

Get answers in person at Your Blue Store

Find a store near you