Use your benefits

Your 2021 benefits

Select your plan to see your benefits. Your plan name appears in the bottom-left of your BCBSRI member ID card.

BlueCHiP for Medicare Value (HMO-POS)

With our traditional BlueCHiP for Medicare network, your plan provides comprehensive benefits, network flexibility, and many extras, like an annual wellness reimbursement, caregiver reimbursement, and fitness activity tracker.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$200 annual wellness reimbursement

Use toward your favorite healthy activities, like fitness classes, weight-loss programs, sports lessons, and golf, as well as fitness equipment.

Download the reimbursement form

$60/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

$50 caregiver reimbursement

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Free fitness tracker

Get your fitness tracker by visiting a Your Blue Store location or calling your Medicare Concierge team.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

Do you qualify for Extra Help/Medicaid?

If you select an Oak Street Health provider, you will be eligible for the ACCESS Program. This provides unparalleled access to care in the Ocean State—all while fitting your unique needs and budget.

HealthMate for Medicare (PPO)

Your plan offers the freedom to choose the providers and pharmacists you see. The flexibility of having your health insurance travel with you when you travel nationwide. The most comprehensive benefits with your health in mind.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$200 annual wellness reimbursement

Use toward your favorite healthy activities, like fitness classes, weight-loss programs, sports lessons, and golf, as well as fitness equipment.

Download the reimbursement form

$100/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Tier 1 and Tier 2 prescription copays: See which tier your medications are in.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

$50 caregiver reimbursement

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Free fitness tracker

Get your fitness tracker by visiting a Your Blue Store location or calling your Medicare Concierge team.

$2,000 dental benefit

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

BlueCHiP for Medicare Extra (HMO-POS)

Your plan accommodates your busy, active lifestyle, offering flexible coverage even outside of our network, plus many advantages like a fitness benefit, low PCP copays, and a low out-of-pocket maximum.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$200 annual wellness reimbursement

Use toward your favorite healthy activities, like fitness classes, weight-loss programs, sports lessons, and golf, as well as fitness equipment.

Download the reimbursement form

$100/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Tier 1 and Tier 2 prescription copays at preferred pharmacies: See which tier your medications are in and then find a preferred pharmacy near you.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

$50 caregiver reimbursement

Get $50/year to give to a caregiver who provides you with basic household or transportation assistance. Download the reimbursement form.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Free fitness tracker

Get your fitness tracker by visiting a Your Blue Store location or calling your Medicare Concierge team.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

BlueCHiP for Medicare Advance (HMO)

Your plan gives you a seamless healthcare experience, with highly coordinated care from a local provider network. This plan uses a network of PCPs, specialists, hospitals, and information systems to deliver an innovative experience at lower costs to keep you healthier.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$25/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$2 Tier 1 and $9 Tier 2 prescription copays at preferred pharmacies

See which tier your medications are in and then find a preferred pharmacy near you.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

BlueCHiP for Medicare Standard with Drugs (HMO)

One of our original BlueCHiP for Medicare plans that offers comprehensive coverage and many extras, like a fitness benefit and a vision hardware allowance, all for a low monthly premium.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$75/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$1 Tier 1 and $8 Tier 2 prescription copays at preferred pharmacies

See which tier your medications are in and then find a preferred pharmacy near you.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

BlueCHiP for Medicare Plus (HMO)

Offering low out-of-pocket costs with additional medical benefits like vision hardware and wig allowances, this plan provides comprehensive coverage to meet many needs.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$100/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$3 Tier 1 and $6 Tier 2 prescription copays at preferred pharmacies

See which tier your medications are in and then find a preferred pharmacy near you.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

BlueCHiP for Medicare Preferred (HMO-POS)

This plan offers one of our widest ranges of medical benefits, copays, coinsurance, and out-of-pocket maximum, plus out-of-network coverage.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$100/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

$3 Tier 1 and $6 Tier 2 prescription copays at preferred pharmacies

See which tier your medications are in and then find a preferred pharmacy near you.

$35 monthly insulin copay

Your copay remains consistent through the coverage gap. See if your insulin qualifies by looking for the $ sign in your list of covered drugs, or formulary. View your formulary.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Dental coverage

View your dental benefits in myBCBSRI. Log in to myBCBSRI.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

BlueCHiP for Medicare Core (HMO)

With a $0 monthly premium, this is a sensible option for those who want a comprehensive plan without prescription drug coverage and low predictable out-of-pocket costs.

Popular Benefits

Silver & Fit

Join a local gym or multiple gyms across the country for $0. Order home fitness kits and digital workout videos at no cost. See what's included.

Find a gym near you

$50/quarter over-the-counter (OTC) benefit

Register your debit card and use it at retail stores, online, or by phone.

Learn how to use

$0 Benefits

  • Rides to the doctor: Get 24 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Stores. Set up your account with our transportation partner.
  • Online doctors visits 24/7: Register for Doctors Online now so you’ll be ready to video chat with them from your home when you need it.
  • Peer recovery services: Get support to facilitate recovery from a mental health and/or substance use disorder. Call the BCBSRI Behavioral Health Line 24/7 at 1-800-274-2958.
  • Meal deliveries to your home: Receive a week's worth of ready-to-heat meals after a hospital stay. Learn more.
  • $0 copays for many services: See your copay and other benefits information in your Summary of Benefits.

Hearing aids

Pay $200-$1,675 copay per ear in-network. Includes a hearing aid fitting and evaluation and 3 years of batteries. Visit our hearing benefits partner.

Dementia care coordination program

Contact your primary care provider (PCP) for more information about this program administered in partnership with the Alzheimer’s Association.

Your Blue Store Studio online classes

Take part in online exercise and mindfulness classes and educational workshops. Join us for a live class on our Facebook page or explore dozens of recorded classes.

Amava volunteer opportunities and online groups

Get connected to local and national, virtual, and in-person volunteer opportunities. Join guided, live online discussions around specific topics or activities. Visit the Amava website.

Let’s talk

BCBSRI is committed to giving you safe and secure options to get the answers you need.

BCBSRI Members

Learn more at an in-person or virtual event

Get more from your plan at a member benefit meeting

Ask questions about your plan

Send us an email

Call us

Call the Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711). Hours: Monday through Friday, 8:00 a.m. to 8:00 p.m.; Saturday, 8:00 a.m. to noon. (Open seven days a week, 8:00 a.m. to 8:00 p.m., October 1 - March 31.) You can use our automated answering system outside of these hours.

New to Medicare

Learn more at an in-person or virtual event

Understand the basics at an Age-in information session

Speak with us one-on-one

Send us an email and we'll call you

Call us

Contact the Medicare Sales team at 1-800-505-BLUE (2583) (TTY: 711). Hours: Monday through Friday, 8:00 a.m. to 8:00 p.m. (Open seven days a week, 8:00 a.m. to 8:00 p.m., October 1 – March 31.) You can use our automated answering system outside of these hours.

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