How to use your over-the-counter (OTC) benefit

All BCBSRI Medicare Advantage members get a debit card loaded with $25-$200/quarter to buy a wide range of health-related items such as cold remedies and personal care items.

Your plan's quarterly benefit for 2022

Plan Benefit
BlueCHiP for Medicare Advance (HMO) $25/quarter
BlueCHiP for Medicare Core (HMO) $75/quarter
BlueCHiP for Medicare Value (HMO-POS) $60/quarter
Standard with Drugs (HMO) $75/quarter
HealthMate for Medicare (PPO) $75/quarter
BlueCHiP for Medicare Extra (HMO-POS) $75/quarter
Plus (HMO) $100/quarter
Preferred (HMO-POS) $100/quarter
BlueCHiP for Medicare Value (HMO-POS) ACCESS Program $200/quarter
BlueRI for Duals (HMO D-SNP) $275/quarter

Three easy ways to use your OTC benefit

Once you receive your OTC debit card – it’s a Mastercard with the BCBSRI logo – you can redeem your benefit any of the following ways:

In-person

You can use the debit card at the following national retail stores:

  • Walmart
  • Dollar General
  • Family Dollar
  • Rite Aid
  • Walgreens
  • CVS Pharmacy®

You also can download the NationsOTC app* and scan products in stores to determine eligibility and check your card balance.

Online

Log in to nationsotc.com/BCBSRI with your 16-digit card number. Select products, add to basket, and checkout. Items will be shipped to you at no cost.

Phone

Call 1-866-304-2138 to order products over the phone. Items will be shipped to you at no cost. View the OTC catalog

Additional program guidelines

  • The debit card is tied to a BCBSRI-funded account (not your bank account), and it cannot be used for anything except approved OTC items.
  • You will receive your online order within 2-5 business days.
  • Unused benefits do not roll over to the next benefit period. You cannot exceed your quarterly benefit amount.
  • Get more from your OTC benefit and shop around. Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may also be different than what you find in stores.

Questions?

Call nationsOTC at 1-866-304-2138.

*Download the app from the App Store or Google Play. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc

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