How to use your over-the-counter (OTC) benefit

All BCBSRI Medicare Advantage members get a debit card loaded with $25-$200/quarter to buy a wide range of health-related items such as cold remedies and personal care items.

Your plan's quarterly benefit

Plan Benefit
BlueCHiP for Medicare Advance (HMO) $25/quarter
BlueCHiP for Medicare Core (HMO) $50/quarter
BlueCHiP for Medicare Value (HMO-POS) $60/quarter
Standard with Drugs (HMO) $75/quarter
HealthMate for Medicare (PPO) $100/quarter
BlueCHiP for Medicare Extra (HMO-POS) $100/quarter
Plus (HMO) $100/quarter
Preferred (HMO-POS) $100/quarter
BlueCHiP for Medicare Value (HMO-POS) ACCESS Program $200/quarter

Three easy ways to use your OTC benefit

Once you receive your OTC debit card, you can redeem your benefit any of the following ways:

In-person

You can use the debit card at the following national retail stores:

  • Walmart
  • Dollar General
  • Family Dollar
  • Rite Aid
  • Walgreens
  • CVS Pharmacy®

You also can download the OTC Network app* and scan products in stores to determine eligibility and check your card balance.

Online

Log in to nationsotc.com/BCBSRI with your 19-digit card number. Select products, add to basket, and checkout. Items will be shipped to you at no cost.

Phone

Call 1-866-304-2138 to order products over the phone. Items will be shipped to you at no cost. View the OTC catalog

Additional program guidelines

  • You will receive your online order within 2-5 business days.
  • Unused benefits do not roll over to the next benefit period. You cannot exceed your quarterly benefit amount.

Questions?

Call nationsOTC at 1-866-304-2138.

*Download the app from the App Store or Google Play. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc

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