Network choices can help reduce costs

Offering the best benefits shouldn’t come at the expense of responsible, cost-effective management. To help you find the right balance, BCBSRI offers a range of plans with networks designed to meet your specific business needs.

Types of networks

National

If your workforce is spread far and wide, you’ll want to consider a national plan. Your employees will have access to more than 200,000 doctors and hospitals across the country, along with predictable coverage for many services with fixed-dollar copays and coinsurance.

Regional

Don’t need nationwide healthcare coverage? A regional plan gives your employees access to a high-quality provider network at the Rhode Island and New England level, and you could see real savings over a national network option.

Local

New for 2027: If you need lower-cost access to care, consider the BlueCHiP Select RI network, featuring a targeted Rhode Island provider network. You’ll avoid paying for a large network you may not need, and you won’t sacrifice quality care for your employees.