2025 Medical plans

Medical plans just for you

View all your options and narrow the results to fit your needs.

If you don't have coverage, you may have to pay a penalty under Rhode Island law. Learn more on the HealthSourceRI website. Read more about the Individual Mandate.

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2025
 

Platinum

VantageBlue Direct

750/1500

Monthly Premium

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577.39
VantageBlue Direct 750/1500
medical
2025
0

Individual

Deductible

$750

Max Out-of-Pocket

$2,000

Family

Deductible

$1,500

Max Out-of-Pocket

$4,000

Gold

BlueCHiP Direct

2300/4600

Monthly Premium

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438.62
BlueCHiP Direct 2300/4600
medical
2025
0

Individual

Deductible

$2,300

Max Out-of-Pocket

$3,900

Family

Deductible

$4,600

Max Out-of-Pocket

$7,800

Gold

BasicBlue Direct

2500/5000

Monthly Premium

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467.89
BasicBlue Direct 2500/5000
medical
2025
0

Individual

Deductible

$2,500

Max Out-of-Pocket

$5,900

Family

Deductible

$5,000

Max Out-of-Pocket

$11,800

Bronze

BlueSolutions for HSA Direct

6300/12600

Monthly Premium

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300.88
BlueSolutions for HSA Direct 6300/12600
medical
2025
0

Individual

Deductible

$6,300

Max Out-of-Pocket

$8,050

Family

Deductible

$12,600

Max Out-of-Pocket

$16,100

Gold

BlueSolutions for HSA Direct

1700/3400

Monthly Premium

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465.02
BlueSolutions for HSA Direct 1700/3400
medical
2025
0

Individual

Deductible

$1,700

Max Out-of-Pocket

$5,600

Family

Deductible

$3,400

Max Out-of-Pocket

$11,200

Gold

VantageBlue Direct

1500/3000

Monthly Premium

Get a quote

494.54
VantageBlue Direct 1500/3000
medical
2025
0

Individual

Deductible

$1,500

Max Out-of-Pocket

$8,000

Family

Deductible

$3,000

Max Out-of-Pocket

$16,000

Silver

BlueCHiP Direct

5000/10000

Monthly Premium

Get a quote

349.55
BlueCHiP Direct 5000/10000
medical
2025
0

Individual

Deductible

$5,000

Max Out-of-Pocket

$7,500

Family

Deductible

$10,000

Max Out-of-Pocket

$15,000

Silver

BasicBlue Direct

5500/11000

Monthly Premium

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382.80
BasicBlue Direct 5500/11000
medical
2025
0

Individual

Deductible

$5,500

Max Out-of-Pocket

$7,800

Family

Deductible

$11,000

Max Out-of-Pocket

$15,600

Silver

BlueSolutions for HSA Direct

4100/8200

Monthly Premium

Get a quote

353.58
BlueSolutions for HSA Direct 4100/8200
medical
2025
0

Individual

Deductible

$4,100

Max Out-of-Pocket

$6,500

Family

Deductible

$8,200

Max Out-of-Pocket

$13,000

Silver

VantageBlue Direct

6000/12000

Monthly Premium

Get a quote

383.15
VantageBlue Direct 6000/12000
medical
2025
0

Individual

Deductible

$6,000

Max Out-of-Pocket

$9,200

Family

Deductible

$12,000

Max Out-of-Pocket

$18,400

Gold

VantageBlue Direct

3250/6500

Monthly Premium

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449.45
VantageBlue Direct 3250/6500
medical
2025
0

Individual

Deductible

$3,250

Max Out-of-Pocket

$6,500

Family

Deductible

$6,500

Max Out-of-Pocket

$13,000

HealthSource RI

Special notice: Blue Cross & Blue Shield of Rhode Island (BCBSRI) has worked with HealthSource RI to provide you with this plan at no cost for January and February 2025 (unless extended by HealthSource RI). This plan temporarily lowers your in-network out-of-pocket costs by reducing your in-network deductible, out-of-pocket maximum, as well as copayments for other services. After February 2025, VantageBlue for HealthSource RI will return to the cost sharing provided in the plan’s subscriber agreement. You can stay enrolled in the plan, or you can select any other plan available in the individual market, either through HealthSource RI or directly with BCBSRI.

Platinum

VantageBlue

for HealthSource RI

Monthly Premium

Get a quote

0.00
VantageBlue for HealthSource RI
medical
2025
1

Individual

Deductible

$0

Max Out-of-Pocket

$0

Family

Deductible

$0

Max Out-of-Pocket

$0