2025 Medical plans
Medical plans just for you
View all your options and narrow the results to fit your needs.
If you don't have coverage, you may have to pay a penalty under Rhode Island law. Learn more on the HealthSourceRI website. Read more about the Individual Mandate.
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Individual
Deductible
$750
Max Out-of-Pocket
$2,000
Family
Deductible
$1,500
Max Out-of-Pocket
$4,000
Individual
Deductible
$2,300
Max Out-of-Pocket
$3,900
Family
Deductible
$4,600
Max Out-of-Pocket
$7,800
Individual
Deductible
$2,500
Max Out-of-Pocket
$5,900
Family
Deductible
$5,000
Max Out-of-Pocket
$11,800
Individual
Deductible
$6,300
Max Out-of-Pocket
$8,050
Family
Deductible
$12,600
Max Out-of-Pocket
$16,100
Individual
Deductible
$1,700
Max Out-of-Pocket
$5,600
Family
Deductible
$3,400
Max Out-of-Pocket
$11,200
Individual
Deductible
$1,500
Max Out-of-Pocket
$8,000
Family
Deductible
$3,000
Max Out-of-Pocket
$16,000
Individual
Deductible
$5,000
Max Out-of-Pocket
$7,500
Family
Deductible
$10,000
Max Out-of-Pocket
$15,000
Individual
Deductible
$5,500
Max Out-of-Pocket
$7,800
Family
Deductible
$11,000
Max Out-of-Pocket
$15,600
Individual
Deductible
$4,100
Max Out-of-Pocket
$6,500
Family
Deductible
$8,200
Max Out-of-Pocket
$13,000
Individual
Deductible
$6,000
Max Out-of-Pocket
$9,200
Family
Deductible
$12,000
Max Out-of-Pocket
$18,400
Individual
Deductible
$3,250
Max Out-of-Pocket
$6,500
Family
Deductible
$6,500
Max Out-of-Pocket
$13,000
HealthSource RI
Special notice: Blue Cross & Blue Shield of Rhode Island (BCBSRI) has worked with HealthSource RI to provide you with this plan at no cost for January and February 2025 (unless extended by HealthSource RI). This plan temporarily lowers your in-network out-of-pocket costs by reducing your in-network deductible, out-of-pocket maximum, as well as copayments for other services. After February 2025, VantageBlue for HealthSource RI will return to the cost sharing provided in the plan’s subscriber agreement. You can stay enrolled in the plan, or you can select any other plan available in the individual market, either through HealthSource RI or directly with BCBSRI.
Individual
Deductible
$0
Max Out-of-Pocket
$0
Family
Deductible
$0
Max Out-of-Pocket
$0