2026 Medical plans

Medical plans just for you

View all your options and narrow the results to fit your needs.

If you don't have coverage, you may have to pay a penalty under Rhode Island law. Learn more on the HealthSourceRI website. Read more about the Individual Mandate.

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2026
 

Platinum

VantageBlue Direct

950/1900

Monthly Premium

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688.96
VantageBlue Direct 950/1900
medical
2026
0

Individual

Deductible

$950

Max Out-of-Pocket

$2,500

Family

Deductible

$1,900

Max Out-of-Pocket

$5,000

Gold

VantageBlue Direct

1500/3000

Monthly Premium

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608.68
VantageBlue Direct 1500/3000
medical
2026
0

Individual

Deductible

$1,500

Max Out-of-Pocket

$8,000

Family

Deductible

$3,000

Max Out-of-Pocket

$16,000

Gold

BlueSolutions for HSA Direct

1900/3800

Monthly Premium

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549.40
BlueSolutions for HSA Direct 1900/3800
medical
2026
0

Individual

Deductible

$1,900

Max Out-of-Pocket

$5,600

Family

Deductible

$3,800

Max Out-of-Pocket

$11,200

Gold

BlueCHiP Direct

2300/4600

Monthly Premium

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532.45
BlueCHiP Direct 2300/4600
medical
2026
0

Individual

Deductible

$2,300

Max Out-of-Pocket

$4,900

Family

Deductible

$4,600

Max Out-of-Pocket

$9,800

Gold

BasicBlue Direct

2500/5000

Monthly Premium

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572.51
BasicBlue Direct 2500/5000
medical
2026
0

Individual

Deductible

$2,500

Max Out-of-Pocket

$5,900

Family

Deductible

$5,000

Max Out-of-Pocket

$11,800

Gold

VantageBlue Direct

3250/6500

Monthly Premium

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555.95
VantageBlue Direct 3250/6500
medical
2026
0

Individual

Deductible

$3,250

Max Out-of-Pocket

$6,500

Family

Deductible

$6,500

Max Out-of-Pocket

$13,000

Silver

BlueSolutions for HSA Direct

4100/8200

Monthly Premium

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427.81
BlueSolutions for HSA Direct 4100/8200
medical
2026
0

Individual

Deductible

$4,100

Max Out-of-Pocket

$7,500

Family

Deductible

$8,200

Max Out-of-Pocket

$15,000

Silver

BlueCHiP Direct

5000/10000

Monthly Premium

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430.06
BlueCHiP Direct 5000/10000
medical
2026
0

Individual

Deductible

$5,000

Max Out-of-Pocket

$8,000

Family

Deductible

$10,000

Max Out-of-Pocket

$16,000

Silver

VantageBlue Direct

6000/12000

Monthly Premium

Get a quote

471.25
VantageBlue Direct 6000/12000
medical
2026
0

Individual

Deductible

$6,000

Max Out-of-Pocket

$9,400

Family

Deductible

$12,000

Max Out-of-Pocket

$18,800

Bronze

BlueSolutions for HSA Direct

6300/12600

Monthly Premium

Get a quote

370.90
BlueSolutions for HSA Direct 6300/12600
medical
2026
0

Individual

Deductible

$6,300

Max Out-of-Pocket

$8,050

Family

Deductible

$12,600

Max Out-of-Pocket

$16,100

Bronze

BlueCHiP Direct

7000/14000

Monthly Premium

Get a quote

394.35
BlueCHiP Direct 7000/14000
medical
2026
0

Individual

Deductible

$7,000

Max Out-of-Pocket

$10,600

Family

Deductible

$14,000

Max Out-of-Pocket

$21,200