BlueCHiP Direct

7000/14000

This is the lowest-cost plan that Blue Cross offers in the silver tier. Your primary care provider (PCP) directs most of your care and referrals to other doctors. This plan covers office visits and generic drugs before the deductible, and it uses our local RI network, which includes all Rhode Island hospitals.

• Full coverage for many preventive services, like an annual physical, when you use a doctor in the network
• MedsYourWay® prescription savings program—no coupons or discount cards needed—and all covered prescription purchases accumulate toward your deductible (if applicable) and out-of-pocket maximum.*
• No-cost dental exam and cleaning for members under 19
• Earn up to $250 (both subscriber and spouse) in wellness rewards
• Member discounts with Blue 365 on gyms, nutrition services, fitness trackers, and more health and lifestyle brands
• $0 copays for programs on quitting smoking, weight loss, and managing conditions like diabetes
• This plan uses our RI network, which includes all Rhode Island hospitals, 1,400+ primary care doctors, and over 4,100 specialty doctors
• BlueCare Connect, your new online member account, is your front door to everything healthcare
• PCP selection is required for this plan. PCP referral is needed for most services.
• You receive tax advantages when you open an HSA.