Save more, get more
We believe finding a health plan should be straightforward—you share your needs and wants, and our local team helps match you up with the best plan for your best life.
Choose from networks that fit your lifestyle
We offer two choices to meet your needs. Our Traditional network offers Rhode Island’s largest Medicare Advantage network. Our PPO network adds nationwide coverage and no referrals.
Everything you need ...
Dental benefits built right in
Dental coverage is built into our plans, with $0 preventive and comprehensive services on covered benefits, including annual cleanings, root canals, and periodontal services.
Hearing aids starting at $0
All of our plans feature $0 routine office visits and annual hearing exams, plus two new hearing aids annually, starting at $0, with a broad choice from top brands.
Vision benefits with more convenience
Receive $200 or more for contacts, lenses, and frames, on top of our $0 routine annual vision care coverage. With EyeMed1, there’s no need to swipe a card or wait for a reimbursement.
... more of what you want
OTC: Flexible Benefit Card
Get $60 or more per quarter to choose from hundreds of over-the-counter (OTC) everyday health items. Plus, $175 or more per year to pay for dental and hearing services and copays. That’s in addition to your standard benefits. Use it like a credit card at some of your favorite stores, including CVS Pharmacy®, Walmart, Shaw’s, Rite Aid, and Walgreens.2
$0 private rides
Schedule private rides to the places to doctors, senior and community centers, libraries, Your Blue Store.3
$0 national gym benefit and home fitness kits
With Silver&Fit®, you can visit over 16,500 fitness centers across the country, including Healthtrax, YMCA, Planet Fitness, Anytime Fitness, and more than 50 others across the Rhode Island area. Or work out at home with a $0 fitness kit.4
$0 meal deliveries to your home
Receive a week's worth of healthy prepared meals after a hospital or skilled nursing facility (SNF) stay. Fresh. Local. Delivered to your door.5
Save money and stay healthy
Drug coverage with more ways to save
Take advantage of lower costs at preferred retail pharmacies like CVS Pharmacy®, Stop & Shop, Walmart, and PillPack, as well as independent pharmacies throughout Rhode Island. Or get a 90-day supply of many common prescription drugs delivered to your door for $0 copay. We make it easy to do yourself, or your doctor can help.6
Preferred Insulins Program
Pay $20 for a 30-day supply or $50 for a 90-day supply. Copays will not increase, even through the coverage gap. Available on preferred insulins currently within our formulary.
Wellness reimbursement
We'll support your health goals by reimbursing the cost of lessons, classes, activities, weight loss programs, and more—starting at $100. Available with BlueCHiP for Medicare Value (HMO-POS), HealthMate for Medicare (PPO), and BlueCHiP for Medicare Extra (HMO-POS).
Blue365® discounts
Get deals on athletic wear/equipment, personal care, travel, hotel, meal delivery, and more.7
1EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.
212 Unused benefits do not roll over to the next benefit period. You cannot exceed your benefit amount. Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may also be different than what you find in stores.
3Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.
4The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a trademark of ASH and used with permission herein. The people in this piece are not Silver&Fit members. Participating facilities and fitness chains may vary by location and are subject to change.
5Get a week's worth of meals delivered to your door up to four times a year when you get home from an inpatient hospital stay or skilled nursing facility (SNF).
6Pay $0 copay for a 90-day supply of many generic drugs in Tiers 1 & 2. Your actual savings depend on the drugs you take. Available with all plans except BlueCHiP for Medicare Core.
7© 2000-2022 Blue Cross and Blue Shield Association -- All Rights Reserved. The Blue365 program is made avail¬able by BCBSRI in conjunction with the Blue Cross and Blue Shield Association. The Blue Cross and Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield plans.