Questions? Call the Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711).
Medicare members

Welcome to your 2025 plan

Let's make sure you understand your benefits that come with it.

Photo of person looking at the myBCBSRI app on a phone
Make it easy online

myBCBSRI is your link to almost everything BCBSRI offers, and it’s where you can see your benefits and claims. So take a few minutes to register.

Already registered? Log in now.

Or, download the app:

App Store logo
Google Play logo
2024 plan benefits

Choose your plan to see your coverage

Your plan name appears in the bottom-left of your BCBSRI member ID card.

2025 plan benefits

Choose your plan to see your coverage

Select your plan

BlueCHiP for Medicare Value (HMO-POS)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$75/quarter for over-the-counter everyday health items and $200/year allowance for dental and hearing copays and covered services.

Doctors

Doctors

  • Wide network with more than 12,000 providers
  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • Point of service (POS) benefit for out-of-state flexibility
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Pharmacy

Pharmacy

  • $0 drug deductible
  • 96% of Rhode Island pharmacies in-network; 60,000 nationwide
  • $0 Tier 1 and $5 Tier 2 generic drugs at retail pharmacies
  • $0 Tier 1 and $0 Tier 2 generics with a 100-day supply via mail order delivery—call (401) 277-2958 (TTY: 711) to sign up!

You can see estimated prices for prescription drugs through Pharmacy tools in myBCBSRI.
Log in

New for 2025: The Medicare Prescription Payment Plan gives you the option of paying out-of-pocket drug costs in capped monthly payments instead of all at once at the pharmacy. If this is a good fit for you based on your drug needs, you’ll receive more information on how to use this program.
Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive and comprehensive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $2,000 annual benefit max on all covered dental services1
  • Plus $200/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0-$1,475 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries.
  • Plus $200/year to use for hearing and/or dental with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $250/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed2 provider

1All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueCHiP for Medicare Access (HMO-POS)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$75/month to buy a combination of groceries1 and over-the-counter everyday health items, along with $175/year for dental and hearing services and copays. This is in addition to your standard benefits.

$0 rides to the doctor

Get 12 one-way trips to or from your doctors, senior centers, libraries, and Your Blue Store.

Doctors

Doctors

  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • $0 specialist visits if you have a High-Value Provider3 for your primary care
  • Point of service (POS) benefit for out-of-state flexibility
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Pharmacy

Pharmacy

  • $0 for all Part D prescription drug deductibles, copays, and coinsurance1

Save time and gas money by signing up for a 100-day supply through mail order delivery. Call us at (401) 277-2958 (TTY: 711).

Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive and comprehensive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $1,500 limit on all covered dental services4
  • Plus $175/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0-$1,475 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries.
  • Plus $175/year to use for hearing and/or dental with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $200/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed5 provider

1You must qualify for Extra Help. Medicare approved Blue Cross & Blue Shield of Rhode Island to provide these benefits and lower copayments as part of the Value-Based Insurance Design program. This program lets Medicare try new ways to improve Medicare Advantage plans.

2Available within our service area. Any trip over 20 miles will count as additional trips and will be subtracted from your plan's trip total.

3High-Value Provider (HVP) network includes Care New England, Oak Street Health, and Prospect CharterCARE primary care provider (PCP) groups. This list is current as of December 1, 2024, and is subject to change. Visit bcbsri.com/finddoctor for the most up-to-date provider listing. HVPs are PCP groups with patient-centered and innovative care models that coordinate interdisciplinary care. HVPs offer programs that focus on improving member health outcomes and have offices in historically underserved areas.

4All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

5EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueCHiP for Medicare Extra (HMO-POS)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$100/quarter for over-the-counter everyday health items and $300/year allowance for dental and hearing copays and covered services.

Doctors

Doctors

  • Wide network with more than 12,000 providers
  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • Point of service (POS) benefit for out-of-state flexibility
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Pharmacy

Pharmacy

  • $0 drug deductible
  • 96% of Rhode Island pharmacies in-network; 60,000 nationwide
  • $0 for all generic drugs and flat copays on brands at retail pharmacies
  • $0 Tier 1 and $0 Tier 2 generics with a 100-day supply via mail order delivery—call (401) 277-2958 (TTY: 711) to sign up!

You can see estimated prices for prescription drugs through Pharmacy tools in myBCBSRI.
Log in

New for 2025: The Medicare Prescription Payment Plan gives you the option of paying out-of-pocket drug costs in capped monthly payments instead of all at once at the pharmacy. If this is a good fit for you based on your drug needs, you’ll receive more information on how to use this program.
Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive and comprehensive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $2,500 annual benefit max on all covered dental services1
  • Plus $300/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0-$1,475 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries.
  • Plus $300/year to use for hearing and/or dental with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $400/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed2 provider

1All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueCHiP for Medicare Enhanced (HMO-POS)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$85/quarter for over-the-counter everyday health items and $250/year allowance for dental and hearing copays and covered services.

Doctors

Doctors

  • Wide network with more than 12,000 providers
  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • Point of service (POS) benefit for out-of-state flexibility
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Pharmacy

Pharmacy

  • $0 drug deductible
  • 96% of Rhode Island pharmacies in-network; 60,000 nationwide
  • $0 Tier 1 and $3 Tier 2 generic drugs at retail pharmacies
  • $0 Tier 1 and $0 Tier 2 generics with a 100-day supply via mail order delivery—call (401) 277-2958 (TTY: 711) to sign up!

You can see estimated prices for prescription drugs through Pharmacy tools in myBCBSRI.
Log in

New for 2025: The Medicare Prescription Payment Plan gives you the option of paying out-of-pocket drug costs in capped monthly payments instead of all at once at the pharmacy. If this is a good fit for you based on your drug needs, you’ll receive more information on how to use this program.
Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $2,250 annual benefit max on all covered dental services1
  • Plus $250/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0-$1,475 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries.
  • Plus $250/year to use for hearing and/or dental with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $300/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed2 provider

1All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueCHiP for Medicare Plus (HMO)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$100/quarter for over-the-counter everyday health items and $280/year allowance for dental and hearing copays and covered services.

Doctors

Doctors

  • Wide network with more than 12,000 providers
  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Pharmacy

Pharmacy

  • $0 drug deductible
  • 96% of Rhode Island pharmacies in-network; 60,000 nationwide
  • $3 Tier 1 and $6 Tier 2 generic drugs at retail pharmacies
  • $0 Tier 1 and $0 Tier 2 generics with a 100-day supply via mail order delivery—call (401) 277-2958 (TTY: 711) to sign up!

You can see estimated prices for prescription drugs through Pharmacy tools in myBCBSRI.
Log in

New for 2025: The Medicare Prescription Payment Plan gives you the option of paying out-of-pocket drug costs in capped monthly payments instead of all at once at the pharmacy. If this is a good fit for you based on your drug needs, you’ll receive more information on how to use this program.
Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive and comprehensive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $1,500 limit on all covered dental services1
  • Plus $280/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0-$1,475 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries.
  • Plus $280/year to use for hearing and/or dental with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $200/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed2 provider

1All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueCHiP for Medicare Preferred (HMO-POS)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$100/quarter for over-the-counter everyday health items and $280/year allowance for dental and hearing copays and covered services.

Doctors

Doctors

  • Wide network with more than 12,000 providers
  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • Point of service (POS) benefit for out-of-state flexibility
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Pharmacy

Pharmacy

  • $0 drug deductible
  • 96% of Rhode Island pharmacies in-network; 60,000 nationwide
  • $3 Tier 1 and $6 Tier 2 generic drugs at retail pharmacies
  • $0 Tier 1 and $0 Tier 2 generics with a 100-day supply via mail order delivery—call (401) 277-2958 (TTY: 711) to sign up!

You can see estimated prices for prescription drugs through Pharmacy tools in myBCBSRI.
Log in

New for 2025: The Medicare Prescription Payment Plan gives you the option of paying out-of-pocket drug costs in capped monthly payments instead of all at once at the pharmacy. If this is a good fit for you based on your drug needs, you’ll receive more information on how to use this program.
Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive and comprehensive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $1,500 annual benefit max on all covered dental services1
  • Plus $280/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0-$1,475 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries..
  • Plus $280/year to use for hearing and/or dental with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $200/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed2 provider

1All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueCHiP for Medicare Core (HMO-POS)

Read full Summary of Benefits

Read full Summary of Benefits

FitOn Health

Activate your gym membership, build a home fitness kit, and watch video classes — all for $0.

Flexible Benefit Card & over-the-counter benefit

$75/quarter for over-the-counter everyday health items and $200/year allowance for dental and hearing covered services and copays.

Doctors

Doctors

  • Wide network with more than 12,000 providers
  • $0 copays for primary care provider (PCP) visits
  • $0 preventive services like well visits, screenings, and vaccinations
  • Some services require referrals. See your Evidence of Coverage.
  • Some services require referrals. See your Evidence of Coverage.

If you want to find a new doctor, you can use the Self-Service options in myBCBSRI.
Log in

Dental

Dental

  • Dental coverage built into the plan
  • $0 preventive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $1,500 limit on all covered dental services1
  • Plus $200/year to use for dental and/or hearing with the Flexible Benefit Card

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $200-$1,675 hearing aid copay per ear in-network. Includes fitting, evaluation, and 3 years of batteries.
  • Plus $200/year to use for dental and/or hearing with the Flexible Benefit Card

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $200/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed2 provider

1All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.

BlueRI for Duals (HMO D-SNP)

Read full Summary of Benefits

Read full Summary of Benefits

Read full Summary of Benefits

Did you fill out your Health Risk Assessment?

It’s an important survey that helps us get to know you better. Need help? Your Health Navigator can walk you through it. If you would like to connect with a Health Navigator, please call 401-459-1187.

Flexible Benefit Card & over-the-counter benefit

This card gives you money to help pay for the products and services you need the most:

  • $165/month to buy a combination of groceries1 and everyday health items2
  • $1,500/year to spend on a combination of dental and hearing services
Private rides

Get 72 one-way rides to and from places that help support your health—like doctor appointments, senior and community centers, Your Blue StoreSM, and libraries.

Doctors

Doctors

  • Doctors across Rhode Island and even some in Massachusetts
  • $0 copay for PCP & specialist visits
  • $0 labs and X-rays

If you need to find a doctor, log in to myBCBSRI and use the Find a Doctor tool.
Log in

Pharmacy

Pharmacy

  • $0 drug deductible
  • $0 copay for Part D prescription drugs1

Save time and gas money by signing up for a 100-day supply through mail order delivery. Call us at (401) 277-2958 (TTY: 711).

Dental

Dental

  • $0 preventive and comprehensive services
  • National dental network with more than 55,000 providers—including 9 out of 10 in Rhode Island
  • $3,000 dental benefit including dentures and implants4

See benefit details and claims in myBCBSRI.
Log in

Hearing

Hearing

  • $0 routine visit in-network
  • $0 for up to 2 hearing aids (and batteries)

Hearing benefit is administered through NationsHearing.
Visit NationsHearing

Vision

Vision

  • $0 routine visit in-network
  • $300/year allowance for glasses and contacts
  • Get additional savings when you buy from an EyeMed5 provider

1You must qualify for Extra Help. Medicare approved Blue Cross & Blue Shield of Rhode Island to provide these benefits and lower copayments as part of the Value-Based Insurance Design program. This program lets Medicare try new ways to improve Medicare Advantage plans.

2Unused benefits do not roll over to the next benefit period. You cannot exceed your benefit amount. Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may be different than what you find in stores.

3Available within our service area. Any trip over 20 miles will count as additional trips and will be subtracted from your 72 trip total.

4All preventive and comprehensive services must be provided by an in-network plan-contracted dentist.

5EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.