2027 Plan HMO-POS

BlueCHiP for Medicare Extra

Extra may be right for you if you'd prefer to pay a higher monthly premium in exchange for lower out-of-pocket costs when you need care.

Currently viewing 2027 plan details. Switch to 2026 Plan

What's included

Prescription drug coverage

$450 drug deductible, $0 Tier 1 & 2 copays

Flexible Benefit Card

$40/quarter for over-the-counter (OTC) everyday health items

Dental

Preventive and comprehensive dental coverage (up to $2,500/year); includes coverage for crowns (50%)

Vision & hearing

$0 annual routine vision and hearing exams, plus a $300/year eyewear allowance and coverage for hearing aids

Fitness benefits

$0/month fitness center membership

Medical benefits at a glance

PCP visit

Visits to in-network primary care provider

$0 copay
Specialist visit

$0-$35 copay per visit in-network

$0-$35 copay
Preventive care

In-network preventive screenings and exams

$0 copay
Emergency care

Emergency coverage available worldwide

$130 copay per visit
Outpatient surgery

Copay may be lower at in-network ambulatory surgery center

$0-$400 copay per visit
Inpatient hospital stay

Copay is per day for days 1-6 at in-network hospitals

$325 copay per day

For more details, download the Summary of Benefits below.

Prescription drug coverage

Prescription deductible
$450
Tier 1 (Preferred Generic)
$0 copay
Tier 2 (Generic)
$0 copay
Tier 3 (Preferred Brand)
25% coinsurance after deductible
Tier 4 (Non-preferred Drug)
30% coinsurance after deductible
Tier 5 (Specialty Tier)
28% coinsurance after deductible

Plan documents

2027 Summary of Benefits (coming soon)