Ancillary Benefits: A Complete Suite of Benefits

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Give Your Employees the Flexibility, Choice, and Security They Want.

Now it’s easy and convenient to offer your employees expanded benefits such as long-term disability and life insurance. You only need to work with one insurer—Blue Cross & Blue Shield of Rhode Island!

Your employees will value the peace of mind that these important benefits provide. Talk with your broker or Blue Cross representative about the flexible options and competitive rates available for these benefits:

  • Cancer Care
    Pays for expenses that regular insurance may not cover, such as copayments, deductibles, and even home finances, for employees diagnosed with cancer
  • Critical Care
    Offers the same coverage as Cancer Care, but for employees with critical illnesses that are not cancer-related
  • Group Short Term Disability (STD)
    Provides up to 70% of covered weekly earnings for employees who can’t work due to a temporary sickness or injury
  • Group Long Term Disability (LTD)
    Pays a portion of an employee’s salary once STD ends—and offers easy-to-process claims and service
  • Group Term Life/AD&D
    Offers coverage for a certain period of time, usually during the time of employment, to keep rates low
  • Group Voluntary Benefits
    Allows employees to choose their own coverage and contribute 100% to the premiums, with personalized assistance from worksite benefits consultants
  • Pet Insurance
    Pays for unexpected vet care costs such as accidents, illnesses, MRIs, prescriptions, and more