Medical plans for employers

Plans are available to both large and small employers unless otherwise noted, and subject to product variation.

Regional network plans

You now can offer a single regional benefit plan through BCBSRI. These plans work well for employees and families living in other New England states or for businesses headquartered in RI that have regional satellite offices. It also offers the flexibility of regional care to employees here in Rhode Island.

  • PCPs
    11,000
  • Specialists
    30,000
  • Hospitals
    200

The number of providers in each network fluctuates monthly, so please consider these approximations.

Access Blue New England

Your employees choose a PCP to get the advantages of coordinated care, but referrals are not required. You and your employees both gain tax advantages with integrated HSAs.

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  • Large employers only
  • Premiums
  • Tax-saving HSA

Network Blue New England

A good choice for lower premiums and healthcare managed by a PCP, who will coordinate your employees’ care. Based on referrals from a PCP.

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  • Referral required
  • Office visits covered pre-deductible
  • $2 copay for certain maintenance drugs

Blue Choice New England

All the advantages of a Network Blue New England plan plus the flexibility of choosing any provider.

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  • Premiums
  • Out-of-network coverage
  • Referral required
  • Office visits covered pre-deductible
  • $2 copay for certain maintenance drugs

National network plans

These offer an extensive national network. Your employees have peace of mind knowing they can access that network, with claims paid at in-network rates.

  • PCPs
    303,757
  • Specialists
    557,408
  • Hospitals
    7,660

The number of providers in each network fluctuates monthly, so please consider these approximations.

VantageBlue

The highest levels of coverage, flexibility to choose doctors from a national network, and enhanced benefits for employees with ongoing health conditions.

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  • Office visits covered pre-deductible
  • $2 copay for certain maintenance drugs
  • Out-of-network coverage

BlueSolutions

A cutting-edge approach to reducing healthcare costs combining lower premiums and higher deductibles with comprehensive benefits and the ability to open tax-saving HSAs.

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  • Premiums
  • Out-of-network coverage
  • Tax-saving HSA

HealthMate Coast-to-Coast

A traditional health plan that offers coverage for many services with fixed-dollar copays or coinsurance and access to thousands of providers across the country.

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  • Large employers only
  • Out-of-network coverage
  • Office visits covered pre-deductible

Local network plans

These plans uses a Rhode Island-based network that offers lower premiums and out-of-pocket costs when you work with a primary care provider (PCP) to coordinate your care.

  • PCPs
    1,500
  • Specialists
    4,000
  • Hospitals
    13

The number of providers in each network fluctuates monthly, so please consider these approximations.

Flex

Lower premiums with PCP-coordinated care through a Rhode Island-based network of high-quality providers. Flex option allows out-of-network care.

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  • Large employers only
  • Premiums
  • Referral required
  • Out-of-network coverage (only with Flex option)

Other medical plans

Find plan materials and other information that can help existing members. These plans are no longer available for new group enrollment.

  • BasicBlue, large and small group, 2018
  • BlueCHiP Advance, large and small group, 2017-2018
  • SelectRI Network, large and small group, 2017

View plan materials

Don't forget about dental plans

  • More than 100,000 dental providers coast to coast
  • Over 90% of Rhode Island dentists
  • One convenient monthly bill
  • One simple online portal to administer your account
Learn more

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