Get more from your health plan
We believe finding a health plan should be straightforward—you share your needs and wants, and our local team helps match you up with the best plan for your best life.
Choose health coverage you can count on
All HMO-POS plans from BCBSRI have an expansive network, including 12,000 providers and all Rhode Island hospitals. And they offer flexibility to receive care outside the state.
Dental benefits built right in
Dental coverage is built into our plans, with $0 annual cleanings, fluoride treatments, and X-rays. Some plans also include coverage for root canals, periodontal services, and/or crowns.
Hearing aid coverage
All of our plans include a $0 annual hearing exam, and most plans include hearing aid options from top brands.
Vision benefits with more convenience
Receive $100 or more for contacts, lenses, and frames, on top of our $0 routine annual vision care coverage. And there’s no need to swipe a card or wait for a reimbursement when you purchase from an EyeMed provider.1
Over-the-counter savings for everyday items
Most of our Medicare Advantage plans include an over-the-counter (OTC) benefit that makes it easier to pay for everyday health and wellness items. Use it like a credit card at some of your favorite stores, including CVS Pharmacy®, Dollar General, Rite Aid, Shaw’s®, Stop & Shop®, Walgreens, and Walmart®.2
$0 PCP visits & preventive service
You’ll have no copays for primary care provider (PCP) appointments, your annual physical exam and well visit, and recommended screenings and vaccinations.3
$0 fitness center membership
All BCBSRI Medicare Advantage plans have a fitness center benefit starting at $0.
Blue365® discounts
Get deals on athletic wear and equipment, personal care, travel, hotel, meal delivery, and more.4
Strong Rx coverage and real savings
All of our Medicare plans with prescription drug coverage have low or $0 copays for Tier 1 and Tier 2 generic drugs. Or get a 100-day supply of many common prescription drugs delivered to your door for $0 copay. 5
Local support
Talk to people who know where you come from when you call our RI-based Medicare Concierge team or stop by one of the Your Blue Store locations around the state.
1EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.
2Unused benefits do not roll over to the next benefit period. You cannot exceed your benefit amount. Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may also be different than what you find in stores. Featured retailers are current as of January 1, 2026. Other retail locations are available in our network.
3BlueCHiP for Medicare Essential (HMO-POS) covers PCP visits at $0 after medical deductible is met.
4© 2000- Blue Cross and Blue Shield Association -- All Rights Reserved. The Blue365 program is made available by BCBSRI in conjunction with the Blue Cross and Blue Shield Association. The Blue Cross and Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield plans.
5Pay $0 copay for a 100-day supply of many generic drugs in Tiers 1 & 2. Your actual savings depend on the drugs you take. Available with all plans except BlueCHiP for Medicare Access (HMO-POS) and Core (HMO).