Medicare works even if you’re still working

Maybe you love your job. Maybe you want a few more years to save for retirement. Whatever the reason, you and many other people aren’t ready to retire at 65.

You can still choose a Medicare plan even while you’re working. So how do you decide?

First: know your options

  1. Switch entirely to a Medicare plan
  2. Combine your current plan with parts of Medicare coverage (learn the A, B, C, and Ds)
  3. Stay on your employer or union plan

Second: know what is important to you

  • Coverage
    • Consider whether you could get more coverage for the things you need, like prescriptions, dental work, or doctor visits.
  • Cost
    • Medicare plans might be more affordable than your current plan. For example, you might work for a small business that can’t afford to contribute much to your employer plan. If you are self-employed and buy insurance on your own, you should give Medicare a look.
  • Family
    • If you still have children or other people on your current plan, they won’t be covered under your Medicare plan. They would need to get their own health insurance.

That might sound like a lot to think about. We can help you compare the costs of each option to see whether Medicare makes sense for you at this point.

Call our Medicare Sales Team at 1-800-505-BLUE (2583) (TTY: 711)

Let’s talk

BCBSRI is committed to giving you safe and secure options to get the answers you need.

BCBSRI Members

Learn more at an in-person or virtual event

Get more from your plan at a member benefit meeting

Ask questions about your plan

Send us an email

Call us

Call the Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711). Hours: Monday through Friday, 8:00 a.m. to 8:00 p.m.; Saturday, 8:00 a.m. to noon. (Open seven days a week, 8:00 a.m. to 8:00 p.m., October 1 - March 31.) You can use our automated answering system outside of these hours.

New to Medicare

Learn more at an in-person or virtual event

Understand the basics at an Age-in information session

Speak with us one-on-one

Send us an email and we'll call you

Call us

Contact the Medicare Sales team at 1-800-505-BLUE (2583) (TTY: 711). Hours: Monday through Friday, 8:00 a.m. to 8:00 p.m. (Open seven days a week, 8:00 a.m. to 8:00 p.m., October 1 – March 31.) You can use our automated answering system outside of these hours.

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