BlueCHiP for Medicare

Access

The new Access (HMO-POS) plan, with its $0 premium*, offers a more affordable range of benefits. And when you qualify for Extra Help, you get even more $0 coverage and benefits like:

  • A monthly allowance for groceries* and everyday health items
  • $0 rides to appointments
  • $0 copays for all Part D drugs*

Our wide (and growing) network includes 12,000 providers and all Rhode Island hospitals, making it easier to get the care you need without traveling far.

BlueCHiP for Medicare

Enhanced

Enhanced (HMO-POS) offers everything Value does and more, with reduced cost shares and increased spending power.

Consider this plan if your medical needs are increasing.

BlueCHiP for Medicare

Preferred

The Preferred (HMO-POS) plan offers one of our widest ranges of medical benefits, copays, coinsurance, and out-of-pocket maximum, plus out-of-network coverage.

BlueCHiP for Medicare

Core

With a $0 monthly premium, this is a sensible option for those who already have prescription drug coverage elsewhere but still want low, predictable out-of-pocket cost sharing on hospital and medical coverage plus built-in dental, vision, and hearing. For example, if you're a veteran of the U.S. military with drug coverage through the VA, Core (HMO) could be a good fit for you.

BlueCHiP for Medicare

Value

With a $0 monthly premium, the Value (HMO-POS) plan fits any budget and comes with many added perks, like a Flexible Benefit Card and $0 fitness center memberships and home fitness.

Consider this plan if a low monthly premium is important to you.

If you have a currently have a Value plan with ACCESS benefits, you must choose the new BlueCHiP for Medicare Access (HMO-POS) plan for 2025 if you wish to receive similar benefits. See the new Access plan.

BlueCHiP for Medicare

Plus

Offering low out-of-pocket costs, the state’s largest Medicare Advantage network, and additional medical benefits like vision, hardware, and wig allowances, this Plus (HMO) plan provides comprehensive coverage to meet many needs.

BlueRI for Duals

(HMO D-SNP)

Do you qualify for Medicare + Medicaid? If so, this plan will give you the most $0 benefits that we offer. You'll also get your very own Health Navigator to answer your questions, help with paperwork and appointments, and much more.

Questions? Call us at (401) 459-5477 or 1-855-430-9293 (TTY: 711).

BlueCHiP for Medicare

Extra

This Extra (HMO-POS) plan accommodates your busy, active lifestyle, combining flexible coverage – even outside of the largest Medicare Advantage network in Rhode Island – with the lowest out-of-pocket maximum. This plan also offers the strongest vision and dental benefits (including crowns), as well as a Flexible Benefit Card and a fitness center and home fitness benefit.

Consider this plan if you are expecting to have higher medical needs.