Plan 65

Plan A

With Plan 65 Plan A your Medicare coinsurance is covered 100% after paying the Medicare Part A/B deductibles.

  • Care from any Medicare provider, anywhere in the United States--without a referral
  • Medical expenses, pays Part B coinsurance
  • Hospitalization and hospice care, pays Part A coinsurance
Age Range
Non-Tobacco
User Rates*
Tobacco
User Rates
Under 65** $491.63 $546.26
65-67 $278.65 $309.61
68-70 $334.39 $371.54
71-72 $385.83 $428.70
73+/Base Rate $428.69 $476.32
Don’t miss out on a chance to save $2 per month by having your monthly premium payment deducted automatically by Electronic Funds Transfer (EFT). The EFT form is included in the Plan Documents section below.

Monthly premium

From $278.65


2025 Medicare Part A deductible = $1,676 per benefit period

2025 Medicare Part B deductible = $257 per calendar year

Note: These rates are effective through June 30, 2026, and apply to members enrolling for the first time—within six months of becoming eligible for Medicare Part B. Additional restrictions may apply. Members enrolling under different circumstances will be enrolled at the base rate. Please consult with Medicare Concierge for more information.

*These rates are available by attesting to no tobacco use on your application or completing the Tobacco Use Attestation Form after becoming a Plan 65 member.

**For enrollment on or after July 1, 2019, if you are under 65 and enrolled in Medicare due to disability or end-stage renal disease (ESRD). For members 65 and over enrolled in Medicare due to disability or ESRD, the monthly rate is the base rate, regardless of age at enrollment.

2025
Plan A
Plan 65