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If you buy insurance on your own, not through an employer, you'll learn how to choose, purchase, and get the most out of a plan for you and your family.
Is this for me?
If you purchase your health insurance through your employer, this section will show you how to make the most of your plan, from benefits to extra perks.
These links might help you in your search.
/2019rates
2019 Rate Information We recently received approval from the Rhode Island Office of the Health Insurance Commissioner to revise premium rates for our 2019 Plans for Individuals and Families. Use the link below to see our 2019 rates and the health plans that we offer directly and through Healt...
/individual/insurancebasics
Insurance basicsLearn the basics about health insurance, whether you are a single person, a family, or a sole proprietor. Then answering just a few simple questions can help you choose the plan that's right for you.
/individual/home
Individuals & Families Helping you choose A local health plan, a world of difference Shop plans If you don’t have coverage, you may have to pay a penalty under Rhode Island...
/individual/welcome
Welcome Individual & Family Members Individuals & Families Thanks for being a member You chose a good plan, so make sure you get all the benefits that come with...
/newsroom/press-releases/blue-cross-blue-shield-rhode-island-offers-2020-plans-focus-helping
Nov 6, 2019 Blue Cross & Blue Shield of Rhode Island offers 2020 plans that focus on helping individuals and families save money and stay healthy PROVIDENCE, R.I. – Blue Cross & Blue Shield of Rhode Island (BCBSRI) is offering individuals and fami...
/employee/member/maternal
Find help throughout your pregnancy“Every mother deserves to have the best care, regardless of age, race, ethnicity, and ZIP code.”– Kim A. Keck, President and CEO, Blue Cross Blue Shield AssociationYou probably have questions about your pregnancy. Who doesn’t? ...
/individual/member/maternal
Find help throughout your pregnancy“Every mother deserves to have the best care, regardless of age, race, ethnicity, and ZIP code.”– Kim A. Keck, President and CEO, Blue Cross Blue Shield AssociationYou probably have questions about your pregnancy. Who doesn’t? ...
/newsroom/viewpoints/turning-point-fight-maternal-health-equality
Jul 27, 2022 A Turning Point in the Fight for Maternal Health Equality Matthew J. Collins, M.D., M.B.A., BCBSRI executive vice president and chief medical officer At the start of this month, Rhode Island government passed legislation that ...
/newsroom/viewpoints/where-i-stand-racial-disparities-maternal-health
Aug 10, 2021 From where I stand: Racial disparities in maternal health Jenny Bautista-Ravreby, diversity, equity and inclusion managerBlue Cross & Blue Shield of Rhode IslandGrowing up I always knew I wanted to be a mom, but I, like many oth...
/newsroom/press-releases/new-options-individuals-and-families-2019-blue-cross-blue-shield-rhode
Nov 26, 2018 New options for individuals and families in 2019 from Blue Cross & Blue Shield of Rhode Island include wellness rewards, free education programs PROVIDENCE, RI – Blue Cross & Blue Shield of Rhode Island (BCBSRI) is offering a variety o...
/newsroom/viewpoints/ten-years-later-instrumental-role-affordable-care-act-lgbtq-health-coverage
Jun 12, 2020 Ten years later: The instrumental role of the Affordable Care Act in LGBTQ+ health Coverage Guillaume Bagal, diversity & inclusion lead, Blue Cross & Blue Shield of Rhode Island In 2013, one in three LGBTQ+ individuals making ...
/newsroom/press-releases/blue-cross-blue-shield-rhode-island-grants-more-200k-support-expanded
Jul 30, 2019 Blue Cross & Blue Shield of Rhode Island grants more than $200K in support of expanded pediatric mental health services Grant will support Bradley Hospital’s mental health consult line for pediatric office visitsPROVIDENCE, RI – Blu...
/newsroom/press-releases/bcbsri-2022-medical-and-dental-plans-designed-help-rhode-islanders-save
Nov 15, 2021 BCBSRI 2022 medical and dental plans designed to help Rhode Islanders save money and stay healthy Acupuncture, doula services, and discounts on fitness programs, lifestyle services and health-related products among benefits PROVIDENCE,...
/newsroom/press-releases/open-enrollment-under-way-blue-cross-blue-shield-rhode-islands-2023-medical
Nov 15, 2022 Open enrollment under way for Blue Cross & Blue Shield of Rhode Island’s 2023 medical and dental plans Enrollment period for BCBSRI individual and family plans runs through Jan. 31 PROVIDENCE, R.I. (Nov. 15, 2022) – Blue Cross & B...
/newsroom/press-releases/blue-cross-blue-shield-rhode-island-2021-medical-and-dental-plans-focus
Nov 12, 2020 Blue Cross & Blue Shield of Rhode Island 2021 medical and dental plans focus on keeping people healthy and maximizing their savings Digital offerings, wellness rewards of up to $500 per household and discounts on fitness programs, lifest...
/newsroom/press-releases/blue-cross-blue-shield-rhode-island-earns-highest-star-rating-its-medicare
Oct 12, 2022 Blue Cross & Blue Shield of Rhode Island earns highest star rating for its Medicare Advantage plans U.S. Centers for Medicare & Medicaid Services awards 5 stars for each of BCBSRI’s 2023 Medicare Advantage plans PROVIDENCE, R...
/newsroom/viewpoints/questions-consider-when-choosing-primary-care-provider-pcp
Apr 6, 2018 Questions to Consider When Choosing a Primary Care Provider (PCP) According to 2014 data from the Centers for Disease Control and Prevention (CDC), only 52 percent of physician office visits were to see a primary care provider (PCP) in...
/individual/member/definitions
Simple definitions Benefit A service covered by your health insurance plan such as a doctor visit or X-ray. Case management (also known as care coordination) A process of coordinating care between your insurer and your healthcare providers to help manage your health. Case managers are oft...
/employee/member/definitions
Simple definitions Benefit A service covered by your health insurance plan such as a doctor visit or X-ray. Case management (also known as care coordination) A process of coordinating care between your insurer and yo...
/newsroom/viewpoints/missed-well-child-visits-surprising-culprit-inadequate-childhood-vaccination
Mar 2, 2018 Missed well-child visits a surprising culprit for inadequate childhood vaccination rates A recently released Health of America Report, sponsored by the Blue Cross Blue Shield Association, in partnership with HealthCore and Blue Health In...
/medicare/caregiver/resources
Resources for caregivers Caregiving can be challenging and isolating. You can find support from these resources, which cover everything from healthcare to housing to financial help. Local resources Guide for Caregiver...
/medicare/working
Still working? Medicare works even if you’re still working Maybe you love your job. Maybe you want a few more years to save for retirement. Whatever the re...
/medicare/member/definitions
Common insurance words Simple definitions Annual enrollment periodThe specific period each year – currently October 15 to December 7 – when any eligible ...
/caregiver/familycare/mental-wellbeing
Mental well-being, Photo of family consoling teenager Mental well-being, Helping your loved one feel better, Your loved one may be struggling with a mental health condition or they may be experiencing depression or anxiety related to a chronic illness such as cancer, heart disease, or diabetes. Thes...
/employee/member/opioid
Help for opioid use disorders Opioid use disorder is a serious problem in Rhode Island and across the country. Opioids are a class of drugs that includes heroin, fentanyl, prescription pain relievers such as oxycodone (OxyCo...